摘要：本模板为欠款证明书的英文版本，提供了一个规范的格式，用于证明某一方欠另一方一定金额的情况。该模板包含了欠款人、债权人、欠款金额、欠款日期等关键信息，并可通过图片形式进行展示。使用此模板可以帮助双方明确债权债务关系，保障双方的合法权益。
Introduction
This Debt Certificate Template in English aims to clearly define the debt relationship between the borrower (hereinafter referred to as "Debtor") and the lender (hereinafter referred to as "Creditor"). This template serves as a reference and should be adjusted according to specific circumstances.
Section 1: Information on Debtor and Creditor
Debtor Information
Name: [Debtor's Name]
Gender: [Debtor's Gender]
Date of Birth: [Debtor's Date of Birth]
ID Card Number: [Debtor's ID Card Number]
Contact Information: [Debtor's Contact Information]
Creditor Information
Name: [Creditor's Name]
Contact Information: [Creditor's Contact Information]
Section 2: Details of Debt
Loan Amount: [Currency and Amount]
Loan Date: [Date of Loan]
Repayment Period: [Specific Repayment Period or Date]
Interest Agreement: [Interest Rate and Terms, if Any]
Repayment Method: [e.g., Installment Repayments, Single Payment, etc.]
Default Liability: Specify the consequences and penalties for default.
Section 3: Certification Matters
1、The debtor acknowledges borrowing the specified amount and promises to repay according to the agreed terms.
2、The creditor confirms having fulfilled the lending obligation and agrees to all terms stated in this debt certificate.
3、This debt certificate becomes effective from the date of signing and remains valid until full repayment is made.
4、This debt certificate is to be signed in duplicate, with one copy for the debtor and one for the creditor.
Section 4: Supplementary Explanation (Optional)
For matters not covered in this debt certificate, both parties may negotiate a solution. If no agreement is reached, legal action can be taken. It is recommended to consult a professional lawyer before signing this document to ensure its legal validity.
Section 5: Notes
1、Ensure all information is accurate to avoid ambiguity.
2、Both parties should understand the legal consequences of this debt certificate and agree to its terms before signing.
3、Once signed, this debt certificate has legal effect, and both parties must abide by its terms. Any disputes should be resolved in accordance with relevant laws and regulations.
4、For any questions or doubts, it is advisable to consult a legal expert.
5、This template is for reference only and can be adjusted according to actual circumstances.
6、The author of this template is not responsible for any legal liability arising from its use. Please consult a legal expert before using this template.
7、This template does not constitute legal advice or opinion. It is recommended to seek professional legal advice before using it to ensure compliance with relevant laws and regulations.
Please note that this Debt Certificate Template is provided for informational purposes only and should be customized according to specific circumstances and legal requirements. It is highly recommended to consult with a legal expert before using this template to ensure its legality and effectiveness.